Decades of property insurance claims expertise
Working exclusively for Policyholders and their Advocates.
Total Claims Consulting is a specialized, policyholder-focused company dedicated exclusively to first-party property insurance claims for commercial and residential losses. We provide services to Plaintiff Law Firms, Public Adjusting companies, and large-loss Policyholders to deliver defensible, code-compliant estimates, precise damage assessments, and strategic loss consulting that consistently maximize recoveries in negotiation, appraisal, and litigation.
Our team is built differently. We are not contractors who learned Xactimate on the side — we are veteran claims professionals who began their careers inside insurance companies and IA Firms and now use that carrier-level knowledge to serve the Policyholder. Every Inspector, Estimator, and Appraiser on our staff holds active licenses as public adjusters, certified appraisers, or umpires, backed by decades of daily experience inspecting property damage and interpreting complex commercial manuscripts and homeowners policies alike.
We provide end-to-end claims advocacy: from rapid-deployment site inspections with drone documentation by FAA Certified Drone Inspectors, to line-by-line Xactimate scoping using the latest local pricing, to in-depth policy analysis that identifies overlooked coverages, code-upgrade triggers, and proper application of depreciation and matching statutes. When carriers underpay or deny, our expert Loss Consulting Services can provide the edge needed to turn a six figure settlement into a seven or even eight figure settlement.
Why Choose Total Claims Consulting
Unlike traditional estimating companies, we maintain continuity of knowledge: the same professionals who walk the loss, oversee the preparation of the estimate, author or co-author the Damage Assessment Report, and — if needed — serve as expert witnesses. No aspect of our assignment is subbed-out. This single-team approach eliminates discrepancies, strengthens credibility, and delivers the kind of bulletproof documentation that forces fair settlements or prevails in appraisal and court.
At Total Claims Consulting, our only allegiance is to the policyholder and their advocates. We never work for insurance companies, never accept referral fees from contractors, and never compromise independence. When accuracy, expertise, and maximum recovery are non-negotiable, law firms and public adjusters across the US & Puerto Rico trust Total Claims Consulting to level the playing field.
Total Claims Consulting was forged in the most demanding claims environments in the country. Our senior team members have deployed to countless major U.S. catastrophes over the past three decades, managing and resolving thousands of complex losses from Hurricanes, Tornadoes, Floods, Hail Storms, Earth Quakes and Wildfires. This frontline catastrophe experience gives us unmatched proficiency in large-loss scoping, estimating, claim investigation access coordination, ALE and business interruption documentation, and generally navigating the unique carrier protocols that surface only after billion-dollar events. When the stakes are highest and the damage is widespread, our team is there to provide you with trusted field support, claims consulting and a precision estimate you can rely on.
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Or contact us directly today at 310-804-6816 to schedule a private tele-conference to discuss our services and how we can assist you.
Total Claims Consulting, LLC
